Each driver is as different as the car, truck, or motorcycle they drive. So why should you accept a “cookie-cutter” policy from your auto insurance company? At Falcon Insurance Services, we believe in supplying our clients in the Caldwell County area with a policy explicitly designed for their individual needs. Our expert auto insurance agents will craft a policy for you, by you. We’ll let you know the type of coverage we offer and you can choose what fits you and your personal situation best. We promise to provide the best auto insurance policy at the best price, guaranteed.
Auto Insurance Experts Near Me In Caldwell County Texas
Hopefully and ideally you’ll never actually need your auto insurance policy when you choose Falcon Insurance Services. But if you ever do need to contact us and make a claim if you’ve been in an accident or are the victim of vandalism or theft, trust that the expert auto insurance agents will kick into gear right away and start our speedy and efficient claims process. Each of our auto insurance agents lives and work in the Caldwell County TX area and are each highly skilled, licensed, and certified. You’ll never be treated as a simply a policy number, rather, as a member of our family. Our customer service is exemplary.
Free Auto Insurance Quote — (210) 647-7112
Are you shopping around and searching for the best auto insurance in the San Antonio, Texas area? Look no further as Falcon Insurance Services vows to provide you with the best most affordable auto insurance in the state. For a free quote call us today at (210) 647-7112 and a friendly auto insurance expert will help you right away.
Things Not Covered By Auto Insurance Coverage
Auto insurance coverage in Caldwell County is meant to protect you from unforeseen circumstances, and if you understand a thing or two about insurance policies, then you understand that absolutely nothing is always as it seems.
Normally, exactly what is covered will be written boldly. However, that is not the same case when it comes to the conditions in addition to exemptions as they are often loaded with insurance lingo that you may not comprehend.
It’s therefore crucial that you completely comprehend all the conditions in your insurance form prior to signing it. Below are a few things that may not be covered by your auto insurance.
Common Holes in Auto Insurance Coverage
Damage from Nature or Other Problems
The majority of auto insurance coverage in Caldwell County TX will not provide protection from damage brought on by Nature– floods, earthquakes, riots, and so on. That may indicate getting extra coverage for such especially if you live in areas that are prone to extreme weather conditions.
Use of your car for business
Auto insurance companies in Caldwell County TX will always ask you whether your car is for business or personal use. If it’s meant for business, they’ll recommend getting industrial car insurance coverage.
Nevertheless, in case you end up using your car for business after getting coverage and the unanticipated takes place, a lot of insurance companies will not cover the damages. If you should utilize your car for both business and personal errands, make it clear to the insurance company before signing any forms.
Other Common Holes in Auto Insurance Coverage
Once again, it is very important to pick your auto insurance coverage carefully. If your auto insurance does not consist of medical coverage, your insurer will not pay any medical claims should you file any complaint about your injury or that of any passenger in your car at the time of the accident.
Your car if you aren’t the one driving
Insurance coverages are really rigorous on this. A lot of times you will be asked the number of individuals in your home that drive. In case someone else gets in an accident with your car and isn’t amongst the listed individuals, you will have to foot the whole cost for the damage repair work to your car.
Products stolen in your car
Anything stolen from your car specifically if you forgot to lock the car– laptop computers, bags, phones– are not covered by a lot of auto insurance companies.
Picking Auto Insurance Coverage
If you are looking around for auto insurance coverage, guarantee that you get at least 3 various quotes from various auto insurance companies.
It is very important that you go through each quote and treat it as important as you would a Prenup or divorce document. This way, you will understand everything that is included in the insurance form and what your auto insurance provider is liable for.
If anything is unclear, make sure that you consult your insurance agent, legal representative or a specialist in the auto insurance industry.
Knowing every little detail in your auto insurance policy can be the difference between you needing to spend thousands of dollars you don’t have or having the assurance that everything will be taken care of by your auto insurance provider. Make a sensible option.