Each driver is as different as the car, truck, or motorcycle they drive. So why should you accept a “cookie-cutter” policy from your auto insurance company? At Falcon Insurance Services, we believe in supplying our clients in the Dimmit County area with a policy explicitly designed for their individual needs. Our expert auto insurance agents will craft a policy for you, by you. We’ll let you know the type of coverage we offer and you can choose what fits you and your personal situation best. We promise to provide the best auto insurance policy at the best price, guaranteed.
Auto Insurance Company Near Me In Dimmit County Texas
Hopefully and ideally you’ll never actually need your auto insurance policy when you choose Falcon Insurance Services. But if you ever do need to contact us and make a claim if you’ve been in an accident or are the victim of vandalism or theft, trust that the expert auto insurance agents will kick into gear right away and start our speedy and efficient claims process. Each of our auto insurance agents lives and work in the Dimmit County TX area and are each highly skilled, licensed, and certified. You’ll never be treated as a simply a policy number, rather, as a member of our family. Our customer service is exemplary.
Free Auto Insurance Quote — (210) 647-7112
Are you shopping around and searching for the best auto insurance in the San Antonio, Texas area? Look no further as Falcon Insurance Services vows to provide you with the best most affordable auto insurance in the state. For a free quote call us today at (210) 647-7112 and a friendly auto insurance expert will help you right away.
Things Not Covered By Auto Insurance Coverage
Auto insurance coverage in Dimmit County is meant to protect you from unforeseen situations, and if you know a thing or two about insurance coverage, then you understand that absolutely nothing is always as it seems.
Generally, exactly what is covered will be written boldly. Nevertheless, that is not the same case when it pertains to the terms and conditions along with exclusions as they are often loaded with insurance lingo that you may not understand.
It’s for that reason vital that you completely understand all the conditions in your insurance form prior to signing it. Below are a couple of things that might not be covered by your auto insurance.
Typical Holes in Auto Insurance Coverage
Damage from Nature or Other Problems
Most auto insurance coverage in Dimmit County TX won’t provide protection from damage brought on by Mother Nature– floods, earthquakes, riots, etc.. That may mean getting additional coverage for such particularly if you reside in areas that are prone to severe weather.
Use of your car for business
Auto insurance companies in Dimmit County TX will always ask you whether your car is for business or individual use. If it’s meant for business, they’ll recommend getting industrial car insurance coverage.
However, on the occasion that you wind up using your car for business after getting coverage and the unanticipated occurs, most insurance companies will not cover the damages. If you should use your car for both business and personal errands, make it clear to the insurance provider prior to signing any forms.
Other Common Holes in Auto Insurance Coverage
Once again, it is essential to pick your auto insurance coverage carefully. If your auto insurance does not include medical coverage, your insurance provider will not pay any medical claims should you file any grievance about your injury or that of any passenger in your car at the time of the accident.
Your car if you aren’t the one driving
Insurance policies are very strict on this. Most times you will be asked the number of people in your home that drive. In the event someone else gets in an accident with your car and isn’t amongst the noted people, you will need to foot the whole expense for the damage repairs to your car.
Products stolen in your car
Anything stolen from your car especially if you forgot to lock the car– laptop computers, bags, phones– are not covered by the majority of auto insurance companies.
Selecting Auto Insurance Coverage
If you are looking around for auto insurance coverage, ensure that you get at least three various quotes from different auto insurance companies.
It’s important that you go through each quote and treat it as important as you would a Prenup or divorce document. This way, you will comprehend everything that is included in the insurance form and what your auto insurance provider is liable for.
If anything is not clear, ensure that you consult your insurance representative, lawyer or a specialist in the auto insurance industry.
Knowing every little detail in your auto insurance plan can be the difference between you needing to invest thousands of dollars you do not have or having the comfort that everything will be taken care of by your auto insurer. Make a sensible choice.