Each driver is as different as the car, truck, or motorcycle they drive. So why should you accept a “cookie-cutter” policy from your auto insurance company? At Falcon Insurance Services, we believe in supplying our clients in the Fayette County area with a policy explicitly designed for their individual needs. Our expert auto insurance agents will craft a policy for you, by you. We’ll let you know the type of coverage we offer and you can choose what fits you and your personal situation best. We promise to provide the best auto insurance policy at the best price, guaranteed.
Auto Insurance Specialists Near Me In Fayette County Texas
Hopefully and ideally you’ll never actually need your auto insurance policy when you choose Falcon Insurance Services. But if you ever do need to contact us and make a claim if you’ve been in an accident or are the victim of vandalism or theft, trust that the expert auto insurance agents will kick into gear right away and start our speedy and efficient claims process. Each of our auto insurance agents lives and work in the Fayette County TX area and are each highly skilled, licensed, and certified. You’ll never be treated as a simply a policy number, rather, as a member of our family. Our customer service is exemplary.
Free Auto Insurance Quotes — (210) 647-7112
Are you shopping around and searching for the best auto insurance in the San Antonio, Texas area? Look no further as Falcon Insurance Services vows to provide you with the best most affordable auto insurance in the state. For a free quote call us today at (210) 647-7112 and a friendly auto insurance expert will help you right away.
Things Not Covered By Auto Insurance Coverage
Auto insurance coverage in Fayette County is meant to safeguard you from unanticipated situations, and if you understand a thing or more about insurance policies, then you know that nothing is always as it seems.
Normally, what is covered will be composed boldly. However, that is not the same case when it pertains to the terms in addition to exemptions as they are frequently full of insurance lingo that you may not understand.
It’s for that reason vital that you fully comprehend all the conditions in your insurance form before signing it. Below are a few things that might not be covered by your auto insurance.
Common Holes in Auto Insurance Coverage
Damage from Mother Nature or Other Problems
A lot of auto insurance coverage in Fayette County TX will not offer protection from damage triggered by Nature– floods, earthquakes, riots, and so on. That may imply getting additional coverage for such especially if you live in areas that are prone to extreme weather conditions.
Use of your car for business
Auto insurance companies in Fayette County TX will always ask you whether your car is for business or personal use. If it’s meant for business, they’ll recommend getting industrial car insurance coverage.
However, on the occasion that you end up using your car for business after getting coverage and the unforeseen occurs, many insurance companies will not cover the damages. If you must use your car for both business and personal errands, make it clear to the insurance company prior to signing any forms.
Other Common Holes in Auto Insurance Coverage
Again, it is very important to select your auto insurance coverage carefully. If your auto insurance does not include medical coverage, your insurer will not pay any medical claims should you file any grievance about your injury or that of any passenger in your car at the time of the accident.
Your car if you aren’t the one driving
Insurance coverages are very rigorous on this. The majority of times you will be asked the number of people in your family that drive. In the event someone else gets in an accident with your car and isn’t among the noted individuals, you will need to foot the whole bill for the damage repair work to your car.
Products stolen in your car
Anything stolen from your car specifically if you forgot to lock the car– laptops, bags, phones– are not covered by the majority of auto insurance companies.
Picking Auto Insurance Coverage
If you are searching for auto insurance coverage, make sure that you get at least 3 different quotes from various auto insurance companies.
It’s important that you go through each quote and treat it as essential as you would a Prenup or divorce document. By doing this, you will understand everything that is contained in the insurance form and exactly what your auto insurance provider is liable for.
If anything is unclear, make sure that you consult your insurance representative, attorney or an expert in the auto insurance industry.
Being aware of every little detail in your auto insurance plan can be the difference between you having to spend thousands of dollars you don’t have or having the assurance that everything will be taken care of by your auto insurance provider. Make a smart choice.