Auto Insurance in Hays County TXEach driver is as different as the car, truck, or motorcycle they drive. So why should you accept a “cookie-cutter” policy from your auto insurance company? At Falcon Insurance Services, we believe in supplying our clients in the Hays County area with a policy explicitly designed for their individual needs. Our expert auto insurance agents will craft a policy for you, by you. We’ll let you know the type of coverage we offer and you can choose what fits you and your personal situation best. We promise to provide the best auto insurance policy at the best price, guaranteed.

Auto Insurance Specialists Near Me In Hays County Texas

Hopefully and ideally you’ll never actually need your auto insurance policy when you choose Falcon Insurance Services. But if you ever do need to contact us and make a claim if you’ve been in an accident or are the victim of vandalism or theft, trust that the expert auto insurance agents will kick into gear right away and start our speedy and efficient claims process. Each of our auto insurance agents lives and work in the Hays County TX area and are each highly skilled, licensed, and certified. You’ll never be treated as a simply a policy number, rather, as a member of our family. Our customer service is exemplary.

Free Auto Insurance Quote — (210) 647-7112

Are you shopping around and searching for the best auto insurance in the San Antonio, Texas area? Look no further as Falcon Insurance Services vows to provide you with the best most affordable auto insurance in the state. For a free quote call us today at (210) 647-7112 and a friendly auto insurance expert will help you right away.

More About Auto Insurance

Things Not Covered By Auto Insurance Coverage

Auto insurance coverage in Hays County is meant to secure you from unforeseen circumstances, and if you understand a thing or two about insurance plan, then you know that nothing is always as it seems.

Usually, what is covered will be composed boldly. Nevertheless, that is not the same case when it concerns the terms along with exclusions as they are frequently full of insurance lingo that you might not comprehend.

It’s for that reason vital that you totally comprehend all the conditions in your insurance form prior to signing it. Below are a couple of things that might not be covered by your auto insurance.

Typical Holes in Auto Insurance Coverage

Damage from Mother Nature or Other Problems

The majority of auto insurance coverage in Hays County TX will not offer protection from damage caused by Mother Nature– floods, earthquakes, riots, and so on. That might mean getting extra coverage for such specifically if you live in locations that are prone to extreme climate conditions.

Use of your car for business

Auto insurance companies in Hays County TX will always ask you whether your car is for business or individual usage. If it’s meant for business, they’ll suggest getting business car insurance coverage.

Nevertheless, in case you end up using your car for business after getting coverage and the unanticipated occurs, most insurance companies will not cover the damages. If you need to use your car for both business and individual errands, make it clear to the insurance provider before signing any forms.

Other Common Holes in Auto Insurance Coverage

Medical costs

Once again, it is essential to pick your auto insurance coverage thoroughly. If your auto insurance does not include medical coverage, your insurance provider will not pay any medical claims should you file any grievance about your injury or that of any passenger in your car at the time of the accident.

Your car if you aren’t the one driving

Insurance policies are very strict on this. A lot of times you will be asked the number of people in your home that drive. In case another person gets in an accident with your car and isn’t among the listed individuals, you will need to foot the whole bill for the damage repair work to your car.

Items stolen in your car

Anything stolen from your car specifically if you forgot to lock the car– laptop computers, bags, phones– are not covered by many auto insurance companies.

Picking Auto Insurance Coverage

Hays County Auto InsuranceIf you are looking around for auto insurance coverage, guarantee that you get at least 3 different quotes from different auto insurance companies.

It is very important that you go through each quote and treat it as essential as you would a Prenup or divorce document. By doing this, you will comprehend everything that is contained in the insurance form and what your auto insurance company is liable for.

If anything is unclear, ensure that you consult your insurance agent, attorney or a specialist in the auto insurance industry.


Being aware of every little detail in your auto insurance coverage can be the difference between you having to invest thousands of dollars you don’t have or having the comfort that everything will be looked after by your auto insurance company. Make a sensible option.

Cities We Serve In Hays County

Learn More About Hays County TX

Hays County is just one of the many counties in Texas that we serve.,_Texas
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