Each driver is as different as the car, truck, or motorcycle they drive. So why should you accept a “cookie-cutter” policy from your auto insurance company? At Falcon Insurance Services, we believe in supplying our clients in the Kimble County area with a policy explicitly designed for their individual needs. Our expert auto insurance agents will craft a policy for you, by you. We’ll let you know the type of coverage we offer and you can choose what fits you and your personal situation best. We promise to provide the best auto insurance policy at the best price, guaranteed.
Auto Insurance Professionals Near Me In Kimble County Texas
Hopefully and ideally you’ll never actually need your auto insurance policy when you choose Falcon Insurance Services. But if you ever do need to contact us and make a claim if you’ve been in an accident or are the victim of vandalism or theft, trust that the expert auto insurance agents will kick into gear right away and start our speedy and efficient claims process. Each of our auto insurance agents lives and work in the Kimble County TX area and are each highly skilled, licensed, and certified. You’ll never be treated as a simply a policy number, rather, as a member of our family. Our customer service is exemplary.
Free Auto Insurance Quote — (210) 647-7112
Are you shopping around and searching for the best auto insurance in the San Antonio, Texas area? Look no further as Falcon Insurance Services vows to provide you with the best most affordable auto insurance in the state. For a free quote call us today at (210) 647-7112 and a friendly auto insurance expert will help you right away.
Things Not Covered By Auto Insurance Coverage
Auto insurance coverage in Kimble County is meant to safeguard you from unanticipated situations, and if you know a thing or 2 about insurance policies, then you understand that absolutely nothing is always as it appears.
Typically, what is covered will be written boldly. Nevertheless, that is not the same case when it concerns the conditions as well as exclusions as they are often full of insurance lingo that you might not comprehend.
It’s for that reason crucial that you fully understand all the conditions in your insurance form before signing it. Below are a couple of things that may not be covered by your auto insurance.
Typical Holes in Auto Insurance Coverage
Damage from Nature or Other Problems
The majority of auto insurance coverage in Kimble County TX will not offer protection from damage brought on by Nature– floods, earthquakes, riots, and so on. That might indicate getting extra coverage for such particularly if you live in areas that are prone to severe weather.
Use of your car for business
Auto insurance companies in Kimble County TX will always ask you whether your car is for business or individual usage. If it’s meant for business, they’ll advise getting business car insurance coverage.
However, in case you wind up utilizing your car for business after getting coverage and the unforeseen takes place, most insurance companies will not cover the damages. If you should use your car for both business and individual errands, make it clear to the insurance company before signing any forms.
Other Common Holes in Auto Insurance Coverage
Again, it is very important to select your auto insurance coverage thoroughly. If your auto insurance does not include medical coverage, your insurer will not pay any medical claims should you file any complaint about your injury or that of any passenger in your car at the time of the accident.
Your car if you aren’t the one driving
Insurance policies are really strict on this. Many times you will be asked the number of people in your household that drive. In the event somebody else gets in an accident with your car and isn’t among the listed individuals, you will have to foot the entire cost for the damage repair work to your car.
Items stolen in your car
Anything stolen from your car particularly if you forgot to lock the car– laptops, bags, phones– are not covered by the majority of auto insurance companies.
Selecting Auto Insurance Coverage
If you are searching for auto insurance coverage, guarantee that you get at least three different quotes from various auto insurance companies.
It is essential that you go through each quote and treat it as crucial as you would a Prenup or divorce document. By doing this, you will understand everything that is included in the insurance form and exactly what your auto insurance company is liable for.
If anything is unclear, ensure that you consult your insurance agent, attorney or a professional in the auto insurance industry.
Being aware of every little detail in your auto insurance policy can be the difference between you having to spend thousands of dollars you don’t have or having the assurance that everything will be looked after by your auto insurance company. Make a wise option.