Auto Insurance in TexasEach driver is as different as the car, truck, or motorcycle they drive. So why should you accept a “cookie-cutter” policy from your auto insurance company? At Falcon Insurance Services, we believe in supplying our clients in the Texas area with a policy explicitly designed for their individual needs. Our expert auto insurance agents will craft a policy for you, by you. We’ll let you know the type of coverage we offer and you can choose what fits you and your personal situation best. We promise to provide the best auto insurance policy at the best price, guaranteed.

Auto Insurance Specialists Near Me In Texas

Hopefully and ideally you’ll never actually need your auto insurance policy when you choose Falcon Insurance Services. But if you ever do need to contact us and make a claim if you’ve been in an accident or are the victim of vandalism or theft, trust that the expert auto insurance agents will kick into gear right away and start our speedy and efficient claims process. Each of our auto insurance agents lives and work in the Texas area and are each highly skilled, licensed, and certified. You’ll never be treated as a simply a policy number, rather, as a member of our family. Our customer service is exemplary.

Free Auto Insurance Quotes — (210) 647-7112

Are you shopping around and searching for the best auto insurance in the San Antonio, Texas area? Look no further as Falcon Insurance Services vows to provide you with the best most affordable auto insurance in the state. For a free quote call us today at (210) 647-7112 and a friendly auto insurance expert will help you right away.

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Things Not Covered By Auto Insurance Coverage

Auto insurance coverage in Texas is meant to protect you from unforeseen situations, and if you know a thing or more about insurance policies, then you know that nothing is always as it appears.

Generally, exactly what is covered will be written boldly. Nevertheless, that is not the same case when it concerns the terms and conditions in addition to exemptions as they are typically loaded with insurance jargon that you might not understand.

It’s for that reason essential that you fully comprehend all the conditions in your insurance form prior to signing it. Below are a few things that might not be covered by your auto insurance.

Common Holes in Auto Insurance Coverage

Damage from Nature or Other Problems

Many auto insurance coverage in Texas will not provide protection from damage triggered by Nature– floods, earthquakes, riots, etc.. That may indicate getting additional coverage for such especially if you reside in locations that are prone to severe climate conditions.

Use of your car for business

Auto insurance companies in Texas will always ask you whether your car is for business or individual use. If it’s meant for business, they’ll suggest getting business car insurance coverage.

However, in case you wind up using your car for business after getting coverage and the unforeseen occurs, the majority of insurance companies will not cover the damages. If you should utilize your car for both business and personal errands, make it clear to the insurance company prior to signing any forms.

Other Typical Holes in Auto Insurance Coverage

Medical costs

Once again, it’s important to pick your auto insurance coverage carefully. If your auto insurance does not consist of medical coverage, your insurance company will not pay any medical claims should you submit any grievance about your injury or that of any passenger in your car at the time of the accident.

Your car if you aren’t the one driving

Insurance plans are extremely strict on this. Most times you will be asked the number of individuals in your family that drive. In the event someone else gets in an accident with your car and isn’t amongst the listed individuals, you will need to foot the whole bill for the damage repairs to your car.

Items stolen in your car

Anything stolen from your car particularly if you forgot to lock the car– laptops, bags, phones– are not covered by many auto insurance companies.

Picking Auto Insurance Coverage

Texas Auto InsuranceIf you are looking around for auto insurance coverage, ensure that you get at least 3 various quotes from various auto insurance companies.

It is necessary that you go through each quote and treat it as crucial as you would a Prenup or divorce document. In this manner, you will comprehend everything that is contained in the insurance form and what your auto insurer is liable for.

If anything is unclear, make sure that you consult your insurance representative, legal representative or an expert in the auto insurance market.

Conclusion

Understanding every little detail in your auto insurance plan can be the difference between you having to spend thousands of dollars you do not have or having the comfort that everything will be taken care of by your auto insurer. Make a smart choice.

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