Each driver is as different as the car, truck, or motorcycle they drive. So why should you accept a “cookie-cutter” policy from your auto insurance company? At Falcon Insurance Services, we believe in supplying our clients in the Wilson County area with a policy explicitly designed for their individual needs. Our expert auto insurance agents will craft a policy for you, by you. We’ll let you know the type of coverage we offer and you can choose what fits you and your personal situation best. We promise to provide the best auto insurance policy at the best price, guaranteed.
Auto Insurance Company Near Me In Wilson County Texas
Hopefully and ideally you’ll never actually need your auto insurance policy when you choose Falcon Insurance Services. But if you ever do need to contact us and make a claim if you’ve been in an accident or are the victim of vandalism or theft, trust that the expert auto insurance agents will kick into gear right away and start our speedy and efficient claims process. Each of our auto insurance agents lives and work in the Wilson County TX area and are each highly skilled, licensed, and certified. You’ll never be treated as a simply a policy number, rather, as a member of our family. Our customer service is exemplary.
Free Auto Insurance Quotes — (210) 647-7112
Are you shopping around and searching for the best auto insurance in the San Antonio, Texas area? Look no further as Falcon Insurance Services vows to provide you with the best most affordable auto insurance in the state. For a free quote call us today at (210) 647-7112 and a friendly auto insurance expert will help you right away.
Things Not Covered By Auto Insurance Coverage
Auto insurance coverage in Wilson County is meant to protect you from unexpected circumstances, and if you understand a thing or more about insurance coverage, then you know that absolutely nothing is always as it appears.
Normally, exactly what is covered will be composed boldly. However, that is not the same case when it comes to the conditions along with exclusions as they are typically full of insurance jargon that you may not understand.
It’s for that reason important that you fully understand all the conditions in your insurance form prior to signing it. Below are a few things that may not be covered by your auto insurance.
Typical Holes in Auto Insurance Coverage
Damage from Nature or Other Problems
Most auto insurance coverage in Wilson County TX won’t supply protection from damage brought on by Nature– floods, earthquakes, riots, etc.. That may suggest getting extra coverage for such especially if you reside in areas that are prone to extreme weather conditions.
Use of your car for business
Auto insurance companies in Wilson County TX will always ask you whether your car is for business or individual use. If it’s meant for business, they’ll recommend getting industrial car insurance coverage.
However, in the event that you wind up utilizing your car for business after getting coverage and the unanticipated happens, the majority of insurance companies will not cover the damages. If you should utilize your car for both business and individual errands, make it clear to the insurance provider before signing any forms.
Other Common Holes in Auto Insurance Coverage
Once again, it’s important to select your auto insurance coverage carefully. If your auto insurance does not include medical coverage, your insurance company will not pay any medical claims should you submit any grievance about your injury or that of any passenger in your car at the time of the accident.
Your car if you aren’t the one driving
Insurance policies are very rigorous on this. Many times you will be asked the number of individuals in your household that drive. In the event another person gets in an accident with your car and isn’t amongst the noted individuals, you will need to foot the whole expense for the damage repair work to your car.
Items stolen in your car
Anything stolen from your car specifically if you forgot to lock the car– laptop computers, bags, phones– are not covered by many auto insurance companies.
Choosing Auto Insurance Coverage
If you are looking around for auto insurance coverage, ensure that you get at least three various quotes from various auto insurance companies.
It is very important that you go through each quote and treat it as essential as you would a Prenup or divorce document. In this manner, you will understand everything that is contained in the insurance form and what your auto insurance provider is liable for.
If anything is not clear, ensure that you consult your insurance representative, attorney or an expert in the auto insurance industry.
Knowing every little detail in your auto insurance plan can be the difference between you having to invest thousands of dollars you do not have or having the peace of mind that everything will be taken care of by your auto insurer. Make a wise option.