Motorcycle riders are unique, as is the motorcycle insurance coverage they need. At Falcon Insurance Services, we understand that protection and peace of mind go hand in hand when it comes to motorcycle insurance for riders in the Wimberley area. That’s why it’s important to have the type of coverage you need to protect your precious bike as best you can with a policy that will protect you, your bike, as well as others. You also want the peace of mind of knowing that if your bike is damaged due to vandalism or theft, you can either get your bike repaired or replaced. So get a policy that provides maximum coverage yet won’t break your budget.
Motorcycle Insurance Specialists Near Me In Wimberley Texas
If you are a motorcycle rider in the Wimberley TX 78676 area, Falcon Insurance Services can provide you with the coverage to give you the peace of mind you need so you can simply enjoy life on the open road. Our motorcycle insurance agents are highly skilled, trained, licensed and certified to provide you with the motorcycle insurance policy you need and deserve. We understand the unique needs of motorcycle riders so you’ll understand exactly the type of coverage you’ll need. We sincerely hope and pray you’ll never need to activate your policy, but if you do, trust we’ll be there for you and work tirelessly until your completely satisfied.
Free Motorcycle Insurance Quotes — (210) 647-7112
If you’re a motorcycle rider in the San Antonio, Texas area, we here at Falcon Insurance Services would love for you to enjoy the open road and Texas’ gorgeous vistas without worrying about motorcycle insurance. So for a free quote call us today at (210) 647-7112 and a friendly and knowledgeable motorcycle insurance expert will be glad to assist you.
Do I Actually Need Motorcycle Insurance?
The enjoyable and adventure that comes with riding a motorcycle for all the motorcycle fans is out of this world. However, what isn’t is failing to get motorcycle insurance coverage, then the unexpected happens. Yes, is the answer to whether you really need motorcycle insurance if you are still in doubt.
While insurance premiums in Wimberley can be costly and you may question why you need it although you’ve been riding for many years, the truth of the matter is, nobody ever knows when an accident will occur and as such, it is better to be safe than sorry.
What You Need to Understand About Motorcycle Insurance Coverage
It is a requirement by law
Much like cars, you are required to have auto insurance coverage for your motorcycle in Wimberley TX. Motorcycle insurance does not just cover you alone from injuries however likewise covers other 3rd parties such as your passengers or a pedestrian that you may hit on the road.
As you understand, motorcycle accidents can be deadly and motorcycle insurance coverage will help you keep your home or other possessions you may have from being sold in order to bear the expense.
Although the minimum motorcycle insurance coverage in Wimberley TX can help you settle the court costs in case you are taken legal action against, there are specific instances where the minimum insurance coverage that is a requirement by law won’t cut it.
Other Things You Need to Understand About Motorcycle Insurance
Choose the ideal policy
Just like auto insurance, motorcycle insurance coverage will depend on the type of coverage you get.
For example, the least coverage you can get is accident coverage which, will pay for the repair damages and medical bills regardless of who is at fault and will cover the repair costs for your bike approximately the limit agreed upon by the policy.
However, the collision doesn’t cover a variety of accidents specifically in cases where your bike is stolen, harmed as a result of Mother Nature or vandalized. It’s therefore important that you get motorcycle insurance coverage which covers for a wide variety of accidents.
Consider additional coverage
If you love to equip your bike, you should think about getting additional motorcycle insurance coverage beyond exactly what the collision and comprehensive offers.
Factors that Determine Your Motorcycle Insurance Premiums
Motorcycle insurance coverage is no different from auto insurance coverage when it comes to determining your insurance premiums. Insurance companies will consider your age, your area of residence, your riding experience, your claims record history among others.
Riders who have a tidy driving record, have been riding for a minimum of more than a year, have actually taken a certified motorcycle riding course and have little to no claim history tend to pay low premiums as compared to riders who are the opposite.
Choosing your Motorcycle Insurance
When it pertains to choosing your motorcycle insurance, it is very important that you get various quotes from various companies, understand fully what your company will cover in addition to your budget plan.
If you can get references from previous customers the better, despite the fact that you can read on-line reviews from existing and past customers and check their financial stability rankings from 3rd party companies.